Paying for Housing

Residents have several options available to pay for their housing expenses.  Housing costs are not added to a residents’ university SAIL account.  It is billed by and paid directly to either Miramar or Momentum Village.

Semesterly payments – residents can make a lump sum payment for their housing a semester at a time.  To do this, take your monthly payment amount and multiply by 5 in the fall and 4 in the spring.

Monthly payments – most residents take advantage of our monthly payment plan.  We have averaged the cost of housing into either 9 or 12 equal monthly payments, depending on the length of the lease.  There is no additional fee or paperwork to complete to utilize the monthly payment option.

Financial Aid – residents who wish to use their financial assistance to pay for housing must first complete the Housing Payment Option Request form.  This form is completed online during the housing application process.  Completing the form tells us that you expect to have enough financial assistance to cover at least a portion of housing expenses.

The process has several steps.  Steps 1-3 may change order, depending on when a student applies for housing and financial assistance.

  1. Student must apply for financial assistance by completing the FAFSA.  The priority deadline for FAFSA is March 31 for the next academic year. 

  2. Student is notified via SAIL and Islander email about their financial assistance options, such as University scholarships, state or federal grants, work study, or student loans.  Student must follows instructions provided to accept award(s).  If accepting a student or parent loan, ensure that all steps are completed to guarantee the loan.

  3. Student completes the housing payment option request form (HPO) during the housing application process.  If you did not complete the form at application and need to add it, please contact either Miramar or Momentum Village and ask to add HPO to your application.

  4. Office of Student Financial Assistance reviews the student’s financial assistance package to determine if any funds may be available to cover housing costs.  This is normally done about 2 weeks prior to the start of each semester.

  5. Bursar’s Office (a.k.a. Business Office) then applies financial assistance to the student’s tuition and fees, and then meal plan, if applicable. 

  6. Student is notified via their ISLANDER email if any funds are available to cover housing cost.  The notification is sent from noreply@tamucc.edu.

    • If approved, the amount approved and any remaining balance will be included in the email.  Please note that the approved amount or balance due to may change if a student changes floor plans, adds or drops classes, or makes any changes to their financial aid package.  
    • If denied, student should login to their SAIL account and click on the Financial Aid tab to see if a reason is listed.  Sometimes, a student is simply missing a signed form or needs to complete the online Entrance Loan Counseling course.  If not, contact the Office of Student Financial Assistance for more information.  Islander Housing staff do not have access to financial assistance records and cannot determine why the request was denied.  When a denial occurs, the student must contact their housing community directly to make first payment arrangements.

  7. Housing staff is notified if any funds are available to cover housing cost and will apply that amount to the student's housing account.

  8. If the Housing Payment Option request is denied, the student is still responsible for their lease.  Housing leases are not dependent on financial assistance.  If a student does not receive enough financial assistance to cover housing and cannot fulfill their lease, they should immediately contact housing management via email to cancel the lease.  Cancellations fees still apply.

  9. The first monthly payment for a lease is due August 1 for Fall leases, January 1 for Spring leases, and June 1 for Summer leases.  If a student has submitted an HPO request, their payment may not be due on the above deadlines if the HPO status is not determined.  For example, a student completes the HPO application and plans to move-in during August.  The HPO review process is not completed until August 10.  The student does not need to make a payment on August 1 because the HPO request is on file. 

**Summer housing and Financial Aid – please note that financial aid is available during the summer only if a student is taking summer classes.  Summer financial aid awards are often less than what is awarded in the fall and spring semesters.  If you plan to live on-campus during the summer and need financial aid to cover the cost, please verify what aid will be available to you through the Office of Student Financial Assistance.

College Savings Plans

Students who plan to pay for their housing with a college savings plan, such as a 529 Plan, should contact their plan administrator for instructions on how to access those funds.  Some plans reimburse housing expenses after they've been paid and others will directly pay expenses once an invoice is sent.  Students needing a housing invoice for their plan administrator can contact Islander Housing via email to request an invoice. 

Veterans Benefits

Veterans benefits may be used to cover on-campus housing expenses.  Hazelwood Act benefits do not cover housing.  Please contact the Veteran's Office for additional information.